With my first flip I used an investor who has her R/E license.

I am curious to know if anyone has been in a situation where they ha e partnered with someone to use their ability to get an owner occupied FHA loan on a small multi family.

There should be quite a few there.For more ideas, check out @Anson Young's book Finding and Funding Great Deals: https://www.amazon.com/Anson-Young/e/B075GVTGKP/ref=dp_byline_cont_book_1

@Randy E.

Think E*Trade or Fidelity with different paperwork.

My lot is 100x100 I am located in the middle of neighbor A and B, bordering me on the E/W.The 12x100 piece that Neighbor A own's is to the north of my lot.  

I recently called quicken loans and everything seem to be going well until I gave them my schedule E of taxes.

The business lawyer was really good and to this day I refer people to him and every now and then he gives me leads (he just gave me one last week in fact for a large restaurant franchise that the owners also own the r/e).  

My team always gives me crap because I'm pumping out e-mails until 2:30AM most nights.

Passive income from rentals does not qualify to sponsor a retirement plan.I would suggest a conversation with a licensed fee only financial planner to discuss and develop a strategy and learn more about how tax-sheltered retirement plans work, and perhaps establishing a low-cost IRA or Solo 401(k) with someplace like Fidelity or E*Trade where you can start accumulating some capital.