I do that naturally, without an alarm clock because I don't stay up late.1.

Now I'm looking for alternatives and wanted to know who you guys use or if anyone can point me in the right direction?

If you are allow the attendant open it up, what's your plan to mitigate theft or is there a percentage that you just plan to write off as a loss due to nature of business?

Yes, naturally, financing a renovation will lower your equity, simply because the mortgage balance is higher, relative to paying cash for those same renovations. 

Of course not all deals are created equal, so you have to look at them individually, and also consider what alternatives may be available in the market at the time.Yes, the deal sponsor makes a significant amount on the sale, but it's often the best scenario for passive investors as well.

Where do you go in Los Angeles to report a suspicion of this nature?

The financial cost to borrow from HML will certainly be more but you should get quotes so you know your alternatives and then you should plan to pay your family a fair price. 

"Alternative documentation" or "non-qm" type loans will rarely go down to $50k.

Alternatively, you could use the funds to fund deals at 10-15% interest on 6 month loan terms.ME PERSONALLY, I would buy all cash properties and go for an 8% return.

I'm new to creative financing so hopefully others can chime in with some alternatives.