When and if i decide to sell I have options as well: list them as an agent through the firm I hang my license, list with a discount listing service, or try FSBO.

What brokerage do you plan on hanging your license with?

I don't want to leave this woman hanging but I was supposed to call her last night and here it is almost Thursday evening and I haven't contacted her.

I'd leverage your home equity through the use of a HELOC and hang on to your primary residence.

Spend that energy doing deals.There is a saying, "your income will be the average of the 5 people you hang around the most."

Yup. That was a success in my book. @Joshua Dorkin, you run an amazing community that has changed the way I do business. I am looking forward to the future. Also, meeting @Mindy Jensen, @Scott Trench, and the rest of ...

That's typically where all the hang ups are regarding losing your earnest money and such.

Hang loose, Marc

As a suggestion I'd say hang your licence with Keller Williams if there is one in the area.  

You should leverage your money far more than that.Instead, I recommend you use an FHA loan for your first property (2-4 unit, 3.5% down=$3500) and then once you live there for a few months and get the hang of property managing, use your cash to pickup another MFH like a 4-6 unit via conventional financing.