PPP was specifically designed to keep people employed.

No need for tax returns, Verification of Employment, or income.

@Mike Dymski sometimes I wonder if these posts are actually written by the new sharks hoping to bait someone into that.  

You're already on the right track by securing employment and your strategy of buying by 20 is realistic if you stay with your current employer.

Congrats on planning for your first house hack, which particular strategy are you looking to employ?  

I am glad to suggest other areas if you can offer more details on what exactly you are looking for - affordability, cash flow, close to employment centers, near the beach?  

Usually an S-Corp is used to limit self employment taxes, but passive rental income is already not subject to those taxes.

A dependable tenant is someone who:Has stable employment in a market segment that is very likely to be stable or improve over timePays all the rent on scheduleTakes care of the propertyDoes not cause problems with neighborsDoes not engage in illegal activities while on the propertyStays for many yearsSuch tenants are the exception, not the norm.

Conventional loans are a good option since you have W-2 employment and strong tax returns.

I am still in the process of looking to become prequalified within the 3-6 months for either VA or FHA Loan.I am looking for W-2 work, as most of the lenders, agents, and other real estate pros have said with being self-employed at least 2 years of income is required, and I just started my wine tour LLC business back in July and that won’t fly 🤦🏾‍♀️.