I've noticed recently from some counter offers that I received from HUD that their bottom line is 82% of asking.

In other words, Fannie Mae and Freddie Mac consider an earth home to be living in a finished basement with nothing above grade.

Here are a few of the notices we use.

I looked at the inspection report and noticed the inspector had noted that the tub drain was leaking in the crawlspace under the bath, and recommended to have it repaired and corrected.

I know that Fannie Mae has the 90 Day deed restriction, but was not sure if Freddie Mac's restriction is exactly the same as Fannie?

Didn't you notice that not one question was asked of Biden, nor did he offer, any indication of what Obama has planned for the next four years?

I've come to notice that with success in anything you loose things/people.

The fannie/freddie rules allow these.

If not, do we need to give 90 day notice?

Another important factor is what bank services the loan(some require submittals through Equator) who owns the loans, is it Freddie, Fannie, FHA, does the investor participate in HAFA, etc.