💀  Thank you for the information Josh.

The investors in the secondary market have a very good grip on the prepayment risk associated with a drop in mortgage rates and use pricing or yield to offset this, which is why you so often hear of borrowers paying points and lender fees.

Should I be prioritizing finding a local expert, or are there tools and strategies I can use to handle this process myself?

So we often have to remediate this and touch paint.

Usually they don't disclose this.

We live on the opposite side of Canada for work right now relative to where this house/city is.

This piece will also help you determine what you can afford and cash flow. 

If i can invest it and make a significant better return after tax than paying it down I would do that but in this instance you will never be able to achieve returns that match credit card debt.

Originally posted by @Nate Astrup:Leaving a quick review of All County NEO in Cleveland and Columbus to hopefully save other BP members from the headaches involved with having this company manage your property.

Quote from @Nancy Almann: thanks @Kevin Sobilo - tenants who live in another, smaller apartment want this unit for their 4-legged family.