I decided that I want to house hack, to add some additional income.

I looked into 0% cards to balance transfer but with my self employed income and my wife’s name change, it’s proving to be a nightmare.

So, you'd ask yourself where your lofty rental income is going to come from.The agent won't care that you don't make your rental income as it won't affect him; he already got his sales commission long ago.

Document every unauthorized guest and calculate what the rent income would be.

Here's a breakdown for a rent-by-the-room investment property in Denver: - 6 beds/ 3 baths- Purchased in March 2024-Monthly Income: $5,300: Master: $1000; 2 large bedrooms upstairs $900; 2 bedrooms in basement: $850 and one small bedroom for $800-$300 Reserves-$3500 Mortgage Payment-avg $500 in utilities=$1000 in monthly cash flow! 

We use quickbooks online to track our time, payroll, and income and expense tracking. 

Like in the US, it's the residency and where your income is earned that matters.3.

We would then use the short term rental income to fund the long term multi family portfolio state side.

Additional income and to grow equity.

However one has $3,700/mth in income while the other has $1,875/mth.