You may need to rehab just one unit, rent it out, then save up some money and rehab the next one.

Take the extra money you save by eliminating some of your 'wants' and pay down the principal. 

Auctioned properties seem to be funny things and not everyone does title for them.Then I sat on my hands for a month, paid for the property with cash (money came from various sources, including savings), and then tried to clean up the property.Then I gave up on cleaning it myself and looked to have someone else clean it.

Spencer Savings Bank has a commercial lending arm that underwrites these types of loans in NJ.  

I have roughly a little more than $3000 in savings, and looking to snowball some secure loans / cards to boost my credit.

A little background, i am 21 years old, i have 23k saved so far,I have my real estate license here in California but have not worked for any brokerage.

Also, groups of people from south Texas are use to cramming as many people as possible into the space available in order to save money. 

However, an buyers agent does help when negotiating and does save you a lot of time when you are doing multiple projects a month. 

You might as well save yourself the headache and put that $ into a mutual fund which will get you 6-8%, you should be looking for deals with 15% CoCR. $200/mo without paying your self for being a property manager is not a good deal!

My most recent credit score is fair-good and by my calculations, I will have $10K saved by the time that I am ready to purchase the property and move in, but that's my only liquid capital ($10k).