I may be parting ways with my current provider. 

I provided a foundation that prepared him for life.  

I opted to  provide my renters with a yoga mat, hand weights and the house pool is great addition to get some exercise! 

What value do you intend to provide your customers that those two options don't?

This might be because their credit score is too low or the house needs fixing.Although each lender can make their own rules about how to qualify a borrower and their investment, like needing a certain credit score; I believe that flexibility is the best thing about hard money loans since it provides each individual with vast amount of options.  

The house is a 4 bed/2 bath in a B neighborhood, conveniently located, zoned to decent schools. 

Is there a referral agent contract normally provided?

Giving me the opportunity to better provide for my family and give back to my local community!

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The one I am used to using provides cost estimates of various rehab products based on specs about the house.