I need lenders that will refinance on my properties with a reasonable ltv (no seasoning) as well as portfolio lenders that will allow me to put a down payment down on a rental property.

Occupied with seasoned tenants?

Lenders may offer special circumstance type loans, they may use conventional guidelines but may not turn them into the secondary market, as these loans season they may later be sold in the secondary as exceptions fade away and seasoning cures the initial issues.No one in Utah can say what will be done in underwriting a loan in Cali or Florida, it can depend on the lender and regional markets.FHA does not make loans, they guarantee loans made by lenders under those guidelines but any lender may require additional conditions or extend requirements.

., Sorry this is so long...I really would love to hear from the seasoned investors on BP!

No, I didn't go to School around there, interesting enough my daughter helped assistant coach softball for two seasons at Sandy Springs and she loved it!

That way, when you show her the numbers and how they help meet her needs also, she will be more favorable to your deal.This is just a starting point, and I imagine more seasoned REI's can help you understand and structure your deal or help you understand the seller's needs better in order to get the deal done.

Hello all...I am working on my first rehab project and have a few questions I hope you seasoned investors will answer.

The loan process is complicated enough so I wouldnt blame most lenders to understand all the guidelines, reserves, LTV's, seasoned funds, debt to income, etc etc.

-Seasoned cash reserves in personal accounts as business accounts will require much more due diligence from underwriting.

The chart below shows you when people are searching and you can see there's a big dip in searches once it gets colder and the holiday season rolls around.