Most of my clients are looking at a combination of deep value add over 3-5 years as well as potentially getting some seller carries for 3-5 year terms.

My partner and I used a combination of private money, hard money, and a bit of our own to get this deal done!

That combined with the money we've saved should be able to put a down payment on maybe a multi family, since we could get more than one door.

I'd really consider PM, maintenance/repair, or a combination of the two.

The black and white modern farmhouse styled mobile home is freshly painted outside and pops with a Caribbean blue double door that opens up to a spacious 1100 sq ft of interior living space.

You can get away with combining a second lien with the 1st on a commercial loan, but you are putting yourself at risk being over leveraged in a market that is tight.

Combined population is 70k with the bulk of that being in Florence.

A little over 2 years later we've mainly been full with a combination of corporate leases, Airbnb and VRBO.I'm going to give you a bit of advice, make sure that you are agile and can pivot if STR is not working. 

Like, how can we really be sure a Buyer puts a higher value on a modern Quartz countertop more than another solid surface countertop, such as granite.

A very small percentage of buyers see the opportunity and want to do the work.If you can buy with a Non-QM(DSCR is Non-QM), separate the parcels and make them eligible for conventional financing you'll have a lot more buyers in the market and therefore more value with the two separate properties than the one combined.