Current rents per month: $Fair market rents per month: $Down payment or equity: specify down payment for purchase mortgage, or how much equity you will have in the property afterwards if a refinance.Source of down payment funds, if applicable: own funds, unsecured borrowed funds (credit cards), secured borrowed funds (HELOC, etc), gifted funds, other (explain)Income Source: Salaried/hourly W2, 1099 independent contractor (what industry and how long?)

First of all, it is a gift, or concession to the tenant, which he does not deserve.

Now I do admit I wish I could find a way to have more work life balance :)@Peggy Liu  I tried to explain that to my wife, that this was a Valentine's Gift for her, but I don't think she bought into it :) 

OK, I'll limit myself to just 3 - 1) "The Traveler's Gift" by Andy Andrews.

A gift from Congress nobody knows about.

Also have you introduced yourself to the neighbors and given them your number (also a small gift to entice them to watch the property)?

Maybe a romantic canal boat ride will do (kidding).

Have you ever contacted a House mover company,, they often times have garages they can move to your site and are considerably reasonably priced.. you prepare site, footings, pad they deliver and set on footings.Might be a way to afford a garage.As far as working with tenant,, is this the right time for you to do this expense.. she would have to gift you the money, would need to be under the 14K gift tax law.

I buy my appliances new from either Lowes or Home Depot, pay for them using both the 10 percent off coupons I purchase online AND gift cards I purchase at anywhere from 7 to 10 percent off their face value through Raise or Cardpool and take advantage of the free delivery and set up that both places offer and be done with it.And then I take the cost of these off my taxes.Gail

Also buy your wife a gift and a spa day :)