Sometimes you’ll get lucky and they will give you a tour of the property- this lets you see their work product first hand.

They make great product now that can handle water without warping.

Their product that was built, designed with the end buyer being the homeowner, will have nicer fixtures, and amenities thus making landlords that have mid-grade homes compete for a lower pool of residents.

There isn't an "IRA-like" product that would let you do that.. 

To my knowledge, I don't know of a loan product that is low money down like FHA for new builds.

Sit down with a local lender, open a checking and savings account if necessary, and see what loan products they can offer.

I see they have a 30 year fixed product and they seem to be sponsored by BP. 

I am a very skeptical person and dont want to get scammed into pay 10xs more for a product.

I've successfully used a "declining value" model before-- if they leave by (30 days from now) they get $XXXX plus prorated return of rent, but for every day that passes after that the amount is reduced by $X. 

Use the network however to see if you can find some product for lower cost.