This type of paperwork is for any alteration or additions made to the present dwelling.

But I understand what you mean. wireless within the dwelling yes but wired to the dwelling.

@Sheryl S for buy and hold you’ll need a regular dwelling policy.The policy referenced above would be for a fix or flip.Land you need a GL policy.

Aaron its called an Accessory Dwelling Unit.

(I apologize for the format; my copy is in columns and it did not transfer very well.)Move-Out Charge SheetCleaningClean refrigerator $25.00Clean stove top $10.00Clean oven $30.00Clean kitchen cabinets $30.00Clean kitchen floor $25.00Clean kitchen countertops $15.00Clean tub/shower surround $30.00Clean sink $15.00Clean toilet $20.00Clean bathroom cabinets & floor $20.00Window cleaning (per window) $10.00Vacuum/sweep through dwelling $40.00FlooringRepair carpet $85.00Replace linoleum $6/sq. ft.Replace floor tile $75.00 ea.Replace laminate flooring $10/sq. ft.WallsRemove/treat mildew (per surface) $15.00Repair hole in wall $55.00Repaint (per wall/ceiling) $40.00DoorsReplace door (interior) $165.00Replace door (exterior) $485.00Replace weather stripping $25.00ElectricalReplace light bulb $3.00Replace light fixture globe $20.00Replace light fixture $65.00Replace electrical outlet/switch $15.00Replace electrical cover plate $2.00PlumbingReplace kitchen faucet $150.00Replace bathroom faucet $105.00Replace faucet handle $20.00Replace faucet aerator $10.50Replace shower head $27.00Replace toilet $175.00Replace toilet seat $25.00LocksReplace key (door or mailbox) $10.00Replace cylindrical door lock $35.00Replace deadbolt lock $25.00Windows and Window CoveringsReplace window pane (single) $75.00Replace window pane (double) $125.00Replace mini blind $20.00Rescreen window screen $25.00Replace window screen and frame $50.00MiscellaneousReplace refrigerator shelf $25.00Replace stove/oven knob $20.00Replace plastic countertop $275.00Replace mirror $45.00Replace medicine cabinet $75.00Replace towel bar $25.00Replace shower curtain rod $25.00Replace shower curtain & rings $13.00Replace shower/tub enclosure $350.00Replace thermostat $80.00Replace fire extinguisher $30.00Remove junk and debris (per area) $35.00Replace smoke detector $15.00Replace combo detector/alarm $40.00Replace alarm battery (per battery) $2.00Replace drop ceiling tile $10.00Replace wireless doorbell $35.00Replace portable window screen $10.00Actual charges may vary based on condition and/or vendor bill.

Jeff, Just in case you were thinking that this is an insurance issue, most homeowners and dwelling fire policies will exclude Vermin such as bed bugs. 

Certainly not the dwelling and the land.My friend, you need a new accountant.

From the outset know, that I know that the property ( 3 acres) I am trying to develo is in Riverside County, and  that the countydoes allow for onsite dwellings. 

@Ekta D. check with your city or county zoning office regarding the legalities of constructing additional dwelling units on your property.

Dwelling (Building coverage)     The limit should be based on the Replacement Cost of the building (cost to rebuild with      the same kind and quality excluding the foundation)2.