There is a shopping center with dining options across the street, but no cross walk attached to the sidewalk along the entire complex.

Also, you need to do your due diligence because there may be more than one HOA fee, such as when there is a master association or separately declared rec center/pool/clubhouse/etc.  

Contributing to that plight has been a declining tax base (due to industry -- GM, Borg Warner, for example) closing shop, growth in the non-profit sector (Ball State, IU Ball Health Hospital, Youth Opportunity Center), and the fact that half of this freakin' county is located in a TIF district.

@Joe Kooner  When I worked at a call center I worked 9-6. 

I understand not being comfortable with the idea of strangers watching your child, but now might be a good time to start investigating some child care centers.

Those types of little metro centers tend to draw the higher end clientele who want the semi-urban feel.

Lake Shasta with 365 miles of shoreline, on the coast we have the Redwoods, in the central part of the state there are beautiful wineries, there's the bay area, in the eastern central mountains there's Yosemite, then the valley with hundreds of thousands of acres of prime farmland, and southern California with beaches, amusement parks, sports teams, cultrual centers, etc.

We are pretty close to the center of the state.

We have 300K spec homes a block away from a tax credit apartment complex in an upscaled neighborhood with over the top amenities, old fashioned light posts, shopping center and theater.

Retail Center : 5600 sq ft (NNN) Triple Net2 National Tenants - Radio Shack and Sherwin WillaimsPrice: $700,000Down Payment: $106,485Gross Income: $77,503Expenses: $12,979NOI: $64,524Loan Payments: $37,871Pre Tax Cash Flow: $25,653Principle Reduction: $9,890Summary:Positives: - The bank is willing to finance with only 15% down and 4.5% interest rate and no balloon