We STILL have not received our construction loan from our bank because of this DELAY in tax filings!

Even the banking is town or region specific for the same bank.  

These same banking regulators required banks (which include Trust Companies) to hold reserves of safe assets.

You could build a new one every 2-3 years and move into it as a primary so the bank would be more friendly with your loan.

Fast forward 20 years: I now have money in the bank, excellent credit, live modestly on my own, and run a business that’s doing well.Unfortunately, I wasn’t able to save much for retirement during most of my life.

Local banks.

.- Collect Tax Certificate to verify Property Taxes are Paid- Get a current statement from the seller to verify the existing balance, if they are delinquent, you can get the bank on the phone to verify the amount to make the loan current.- Review the loan documents, there is most likely a due on sale clause, which is why you won't find a title company to process these for you.

They'll expect electronic payment options--easy open a landlord account at your bank and give routing number and account number to tenant (ACH payment). 

Once you hit a certain number of loans (check with your state dept of banking and finance or dept of business regulation), they might require you to have a license.

Brett,I have never heard of that company but any reason why your not using an FDIC Bank or well known lender?