The growth in newly listed homes dipped, although newly listed homes still remained higher than the previous year.While the housing market is still in the seller’s territory, it is expected to shift in a buyer-friendly direction as mortgage rates resume their decline over the next year and the number of homes for sale increases.

As you'd also mentioned, curious if others lenders have a slight shift in such an idea that that could work. 

In Gary Keller’s book, Shift, he lists 25 creative options that are most common, but barely scratch the surface:- Seller Contributions- Seller-Funded Permanent Buydown- Seller-Funded Temporary Buydown- Owner Financing- Contract For Deed- Seller Second Lease Option And Lease Purchase- Seller-Assisted Down Payment- Wraparound And Assumable Mortgage- Gift Funding- Selling And Refinancing Existing Assets- Non-Occupied Co-Borrowers- Using 401(K)- Temporary IRA Transfer- Pledged Asset Mortgage- Equity Transfer And Bridge Loan- Employer-Assisted Mortgage- Lender-Funded Buydown- Fannie Mae’s “My Community Mortgage”- Running Scenarios With Automated Underwriting Systems- Adjusting Amortization Period To Lower Payment- Adjusting Interest Rates To Cover Closing Costs- State, Province, And Local Grant Or Bond Programs- Mortgage Credit Certificate- Private LendingHe said these options barely scratch the surface.

Eventually I assume the market will shift back to value add being a thing it’s just not atm.

As I go through this journey I have also decided to educate myself in real estate investment so that I can be best prepared for July 2020, this is the point when I will be debt-free and will be shifting all my energy to actively investing in real estate utilizing the BRRR method.To that end, I have made it a goal to analyze 2 properties per day so I can become familiar with my area and become comfortable analyzing properties...and that is where my issue is.

Strong Long Term Trends: The shift to the experience economy continues.  

This will create a space that feels larger because there are many possibilities that come with having a shape shifting bed... haha Futon is a multifunctional tool that isn't utilized as much as it should be.

They tend to shift towards the midwest due to the cashflow and appreciation potential.

The model will seem like it will work, but what happens is that a small market shift tanks the entire algorithm in one month and then you can't sell anything.

I'm a bartender, so I could increase my budget by picking up a few extra shifts a month, but this will cost time.