Insurance protects both you and the lender from potential losses due to damage or liability issues.

Real estate activities are typically considered passive activities, and the IRS restricts passive losses to offsetting only passive income.

If you read the actual eviction moratorium order, it requires the tenant to demonstrate loss of income and that they've applied for assistance.

WSJ:  https://www.wsj.com/real-estate/eviction-phoenix-constable-1...PHOENIX—On a recent afternoon, Rhys Torres crossed a partly shaded courtyard to a white stucco building.

Most people who buy 2+1 and think they can use the third and get busted on that, end up renting the bonus unit to the top or bottom unit as extra space, but that is a loss on what would be unit rent by more than half.

Your losses in this one situation would pay the cost of Property Management for many years. 

If not, cut your losses, sell the home and learn from your first investment. 

They will have to sell it for a loss cause nobody in their right mind will buy that  The increased developer fees is only going to impact the seller, because they are the ones paying for it.

But if you place a tenant at $1,300 a month, you'll make up the loss in four months.

Do I provide my own document for what we're asking for that includes loss of use (and compensation for my time)?