He has a reputable PM company GC Realty, and he knows most of the good PM companies in the Chicago area even if his company can't/won't cover an area. 

Consequently, when you get a DPA loan sponsored by the state, you look for expertise, care, and quality from the lender because there is no significant difference in price.

Who is a reputable DSCR lender to use?

In my experience, why we are chosen in our market comes down to the reputation we have built for ourselves.

@Zach GallagherVisio has a solid reputation and will end on collateral that others wouldn't even consider.  

But, if I were a financial advisor or capital raiser for hire, would I want to risk my reputation with my investors on you?  

For most people a house is the biggest investment and emotional purchase of their lives.The best brokers are experts in a particular micro-market and that knowledge is valuable.One issue with lawyers is they are more skilled in protecting clients from negative consequences than with making deals happen, so their skill set is aligned but not the same.

The lawyer looses all reputation.  

Find a reputable mastermind group, go to meet ups and connect with experienced operators.

There is a good reason a reputable lender will and rightfully has the ability to charge 2-2.50% 3.