Seems doable, depending on a few factors will determine what the right product is for you.

According to CoreLogic, in December of 2023, almost 30% of home sales were to investors!

And when that someone else says the house, they will pay capital gains and depreciation recapture on the sale.

You really have to learn the neighborhoods or work with a sales agent who does.

If transferring the property to an LLC, be mindful of the due-on-sale clause, and note that an LLC itself does not offer tax savings unless electing S-Corp status, which is rare for rentals.To maximize tax benefits, consider cost segregation, bonus depreciation, and short-term rental (STR) strategies, which could allow you to offset W-2 income if structured properly.

After being in the corporate sales world for about 10 years, I realized that I do not want to return.

It can be paid off by a refinance, or a sale or cash out of pocket.The other issue is the pending divorce.

Typically this means they will take longer to close, may not have all the information for the companies they work with, and most hard money brokers get their money by taking an existing product and adding extra points to pay their fee.What is your investor success rate?

Because you are essentially buying into an existing business, the sale of it could generate a disproportionate amount of tax for you given your time in this deal.

I would pay them whatever the sale of my property yields, minus any taxes incurred due to not taking a mortgage out.