Pareto’s 80/20 principle will stand true again.

a) you can still add to the principal so you can "carve out" your principle payment , with and without pre-penaltyb) both product is still working towards your DTI Now the challenge is the following in case you dont want to add into principal: if your home doesnt have appreciation ---> then IO only product is goodif your forecast appreciation is less than 3% and interest rate is expensive and you plan to sell within 5 years --> then IO only product is good but if your forecast appreciation is greater than 6% and interest rate is cheap and you plan to keep the house more than 3-4 years ---> then better choose 10YARM/30YFRM Meant to say this loan product is useful when one is able to visualize the amortization payment and carve it out.For example, in 2013 I purchase SF for 500K.

There a few that offer pretty much everything from rent collection, to having pre-screened contractors and handymen available for fixes, etc, which can all be dispatched online.Does anyone have any experience with any of these sights or offer any insights or suggestions?

Yes here are some good books to read   The Millionnaire Real Estate Investor, Think Rich Grow Rich , Pareto Principle etc

My property manager has the property listed on most of the major booking sights, so I am comfortable with their efforts.

I am able to put an extra payment on the principle every year in order to chip away at it early on, but i plan on getting out of the military around the back end of 2025.

As I embark on new ventures, armed with the knowledge and resilience forged through these experiences, I remain committed to the principles of real estate as a means to empower and uplift.

It's one of the core principles of what infinite banking is and it's WAY undervalued and underutilized in this space.

The property I've set my sights on is a 9-plex where the owners are willing to carry 70% of the loan at a 5.5% rate for a $1,800,000 building.

We have private lending up to $5MM (on our first deal) through our connections, so BRRRing a large multifamily property is in our sights!