I read the CFPB opinion on contract for deed just this morning.

If a couple divorces and there is real estate with a mortgage involved, what is the best way to divide the asset?

They are pulling the wool over peoples eyes by DIVIDING the people and stirring up animosity and classism to redirect rage that is rightfully on THEM the politicians at responsibility, unto a class of society that is one to easily make a "fall guy". 

Morning from INDYPlease PM me and I would love to connect.

I posted a similar question this morning.  

Quote from @John Laseter: Good morning all, Saturday afternoon a gentleman knocked on my door and produced a postcard that I had sent to his house offering to buy it.

This morning the HOA on one of my properties located in Colorado Springs informed the owners of a "Special Meeting Notice" to ratify an amended 2024 HOA budget due to an unexpected high insurance renewal.

Let’s say hypothetically the P/I is $8000, the property tax is $30,000 (divided into 4 payments), and insurance is $4000 (one time a year), and the expected random maintenance  is $2000 annually? 

We use a YTDpaystub and last year’s W-2(s) to calculate income several different ways:Hourly or salary income calculated to a monthly amountYTD income divided by number of YTD monthsYTD + W-2(s) income divided by the corresponding number of monthsIf these numbers vary too much, then we investigate and require an acceptable Letter of Explanation.Employment StabilityUnless an applicant has exceptional credit, we strive to determine their stability of employment to make surethey’ll always be able to pay the rent on time.

The adding value is a good dividing line.