I have read mixed reviews as to what I can ask the prospect; if you have any advice it would be greatly appreciated! 

This is exactly what's going on.Ask them to send proof of funds or pre-approval letter first.

DSCR Loans can finance property types that conventional loans cannot (non-warrantable condos, condotels, unique properties or mixed use properties...)Jay was going to say those things as other Ifs i am pretty sure!

Some would include landlord-friendly laws in the mix but all of the above will all have a much greater impact on overall profitability.

The insurance company sent us a letter telling us they will be dropping us for that reason as well.

They have access to your county court house documents where you are encouraged to send out 200 letters a week to the leads you are given.

A tenant that I’ve had for about 5 years emailed me tonight with a ESA letter from a mail order website.

It's very likely, you got played  fair & square per the letter of the law but if it makes you happy to scream at the top of the mountain go for it.

I personally like to have a mix of STR and LTR so that my portfolio is well diversified but my preference is LTR as I tend to focus more on appreciation than cash flow.

Consider collaborating with local influencers or travel bloggers for exposure.Local partnerships: Connect with local businesses, wedding venues, or event planners for potential referrals.Targeted advertising: Use Facebook/Instagram ads to reach potential guests interested in Smoky Mountain getaways.Seasonality strategy: Adjust your pricing and minimum stay requirements based on local events and peak seasons.Long-term rental mix: Consider mixing in some medium-term rentals (1-3 months) during off-peak seasons for more stable income.Have you tried any of these strategies?