Im trying to force the appreciation to do a cashout refi and pay of the entire loan and pull out possibly 100k.

Some people only want 10-20% of their outstanding lines/debt balances available while the other 80-90% to be in fixed rate notes.

Hi Stacie, Have you looked inot DSCR loans?

More on DSCR loans: DSCR loans won't use your income to underwrite the loan. 

And if you don't want to use all of your funds and leverage what you want to purchase real estate inside of your SoloK or SDIRA, then a Non Recourse Loan is the way to increase your purchasing power.

Double-entry bookkeeping allows you to not only have a profit and loss statement but a balance sheet that tracks loan balances and fixed assets.

I was pretty leveraged with my HELOC, 401k loans, etc. but I could have been even more aggressive.I only have 12-doors though.

I started listening to the podcast and reading real estate books about two months ago, and I’m excited to take my first step into real estate investing.I’m currently in Spokane, WA, and I’m pre-approved for a loan.

House hacking a 2-4 unit property with FHA (3.5% down) or Conventional (5% down) can be a smart way to start, while DSCR loans or partnerships can help if you need alternative financing.

You can finance it with an FHA loan (3.5% down) or a conventional loan (5% down) if you plan to live in the property.