I would answer yes, but as far as the mentorship program, I couldn't answer that because I didn't join.

As far as handling money, it's just money.

Peer pressure works 1000x more than anything I would ever say to them.As far as collecting rent, we use Appfolio.

I'm not an expert on the loan part of your question, but as far as the permit status goes, I do have ample experience.

I would you to think long term as far as rent appreciation, insurance (which keeps ticking much higher each year), and property taxes (which may get reassessed when you purchase the property). 

As far as I've been told, there's never been any issues with the systems.

Is prohibitive zoning intentional as far as economics or more so other factors? 

I spend a lot of my time making sure my company is a part of that housing impact, so feel free to reach out if you want to know more.Absolutely, zoning and density changes can make a big difference, especially in cities like Dallas where the housing demand is so high.

I think some people invest in debt via the Roth, which is supposed to be an allowable play.As far as a retirement portfolio... 

. :-(  We are only staying with the bank because the rate is so advantageous and the terms are as well.