I think he meant that your expenses will be more than just your mortgage. 

The reason i am here today is today is because i have been intrigued by real estate since i was old enough to know what the words meant.

I asssured her I meant nothing of it, I just wanted to make sure I understood the ramifications of having meetings, conversations recorded and allowing her into my apartment to record things.

., Ocean Shores has a pretty fluid STR regulation situation.

What do you meant by title plants ?

Ok, Rambo - the guy who's supposedly had guns and knives pulled on him but is too afraid to admit exactly who he meant when he said "recognized minorities", then doubles-down and goes right back to calling them a "problem".

Ok I thought Bill meant 20k/year not per month which is more than enough to retire but to put things into perspective, accoridng to the historical S&P 500 calculator, I could have acheived the same results as Bill with just $1M invested 16 years ago.

My opinion, I think they (Stone County P&Z) don't want to issue more of these permits because they have these purpose built developments scattered throughout the area that have resort amenities and are meant for vacation rentals and they are of the opinion that we've got plenty and need to reserve housing supply for residents.

I'm sorry, but what you extracted is not what I meant.

But assuming the loan and her not losing equity to a normal sale are part of the reasons she has the equity that she does, and changing those terms would have meant a different sale price, and less money back to her.