Good to see you're jumping in and setting clear goals for yourself.Going from 0 to 20 doors in five years is definitely doable, but it’s a grind.

. - Have had to sit down all five tenants and reset expectations in terms of cleaning (including the 68 year old co-worker).3.

You'll see a lot of vans & trucks with no business names on them - these are the guys to approach as they're hard working and not spending money (yours) on advertising.Be prepared, most won't have business cards and may not be friendly.Persist and you will start to build your crew.

I had talked to one particular group on a property of ours in San Antonio, but after about four or five houses and they still did not act like anything would fit then I pretty well gave up on it. 

Take five off that premium and your at 1.175 million.  25k less. 

Certainly wouldn't have much issue showing credit card statements of local restaurant/grocery/gas purchases in that area through the year, but that seems a bit asinine to track or even think they'd request. 

The location is prime—adjacent to a college that has experienced 37% population growth over the past five years.

So your thinking when they raise everyone's credit card limit, that people will spend LESS....

Our debt include only our primary, the duplex, and credit card $3,175.91+$7,317.49+$2,000=$12,493.

To what degree is a wild card.