Just to emphasize what others have said, collections and judgments are both extremely negative signs, and a judgment from a landlord makes it pretty clear what the most likely future event is here.

I just want to emphasize that I'm not trying to violate forum rules with a solicitation.

when we advertise and interview we emphasize that they will have learning opportunities on fixing houses and possibly learning real estate investing.  

@Chad Clanton you make a good point about not over emphasizing being a newbie and just talking shop.

The smaller the loan the higher the percentage.)The broadest complain might well be that most seller financiers are very small operations with both limited staff and limited resources and they are being treated and regulated like much larger operations.I would also emphasize that, far from benefiting the consumer, all of this is hurting the consumer and explain how you believe that is happening.

Revised my "script" I use when people call me to better emphasize how I can help them.3.)

I think the point of the blog post was not to create another rule-of-thumb for the uninformed, but to re-emphasize that you need to understand at what you are looking when analysing a property.  

I vote for challenging the property assessment as you initially included and as several others have emphasized.

I emphasize, these are just my rough rules of thumb, and I'd insist on seeing the place first before making an offer and basing it on actual repairs.

If they say give them a price, I emphasize the fact that I am an investor and I like great deals.