If you house hack a single family residence by renting out  a room or two then you would have no property tax but if you buy a duplex you might have to pro-rate the property tax.  

It's probably going to mean paying points at closing, a high rate, and a serious pre-payment penalty (like 5 years). 

El-ErianSun, January 10, 2021)) Mostly, I see a hint that it could result in rising interest rates.

-interest rates AND prices are high right now, which have REALLY hurt cash flow.  

I looked at their booking calendar one time and thought it was pretty empty.I guess you don't know until you try...and probably depends on if you want high occupancy or high rate?

Look, we’d all like to search the internet, find a deal for sale, analyze the property as having a great cash flow at current interest rates, with lots of upside potential in a gentrifying market.  

The main reason I decided to sell rather than hold was the rising interest rates.

Mortgage rates and PMLs are 8-12% plus points right now so the deal has to be a low enough entry. 

Huge thanks to Bo Stevens from Jean D'arc credit union, for helping me get a solid loan with a 6% interest rate with a super smoothe process.

In this case, since they are borrowing their payments, these would get added to the principal balance each month, and interest would be calculated on that.If, for example, the interest rate on the note were 10%, they would implicitly be borrowing their payments at that rate.