Damn, why can't I find houses where someone's left a welder and a car behind?

Selling them a property that all the local investors already passed on and is so damn profitable that you would prefer to sell it off rather than keep it in your own portfolio. 

The number of agents is about 6 or 7 agents and they combined their sales under one team, which makes their performance very outstanding..That team put a lot of ad on everywhere such as zillow, trulia and local radios.

I have no other outstanding loans, and the bank I'm currently talking with will not use current leases to be used as income, which I find a little ridiculous, but I'm about to call a few other banks today and see what my options are.

For me it is.Sure, if I went conventional and put 20% down at 4.5%, it would look amazing.But that wasn’t an option for me at the current time.I will have more deals in the future where I can go that route.For now, this gets me in the game, builds a relationship with a commercial lender, gives me experience, and puts a few hundred dollars a month in my pocket, while having none of my own money in the deal.I’m damn proud of myself, because I passed on other deals that I knew would work, but not in the way that I wanted in the present.I needed to pull all of my money out, and I succeeded.Looking forward to placing tenants and get the place producing.

I now realize that I am not a student and thus really have no interest in the higher Ed field but am a damn good "employee".

You mention the owner has paid $70k on the mortgage but that isn't a number that matters (since who knows what interest rate he's on or if he's made any extra payments), what matters is what the outstanding balance is on the mortgage and can you offer them a purchase price that is A) Fair to the owner, B) Helps them sell with some amount of equity and C) Gives you room that it financially makes sense.The numbers change based on if you want to flip it or rent it, making the question "does it make sense" different based on the direction you choose.In short, I have no idea how much I would offer...

I've spent a long time trying to find a better company name that has a .com domain open and I probably don't have to tell you all, it's damn hard to find good openings these days.

@Ryan Cameron what saddens me is that I know it's psychological issues... but he's so damn stubborn there's nothing you can do to change him.

There's a house up for sale but the owner currently has an outstanding mortgage loan.