Yes, you're missing the underlying appreciation of the house, the value of storing money in a physical asset versus an alternative and capex costs.

It is hard to justify an expense that would eat up all of a majority of your cash-flow.An investor doesn't necessarily need 'any' professional but it really depends on your knowledge/amount of time you have.For example, technically, most people may not need a painter as the tools are available to them in Home Depot or most stores.

Everyone loves saving money until they realize that they were cutting corners and being cheap.

Commercial Brokers/ Investors that are familiar with Family Dollar/ Dollar Tree stores.

We only refund purchases made by error (I think that's fair - our refund policy is already very generous) to users account balance and not their card (kinda like store credit).

It may be a pet store, a pizzeria, movers, renter's insurance.

Protect Documents: Store originals safely and keep digital backups.2.

One of your minions popped right in and quickly promoted, well, you need get this book to start off and pointed her to the BP store. 

That goes for thugs on the corner, as well as for thugs in legislatures.  

I noticed the lack of nearby stores.