If you have a penchant for drinking and driving and intentional torts then you will probably need to explore the entity route but with an increase in coverage and policies you can probably cover the risks wished to avoid in the most cost effective method.

Jon, my plan was to finish drinking my coffee and hit the coin shop on the way to my office this morning.

If you like a post you can simply click the vote button in the upper right corner of the post.I like to meet and learn from investors, so I would be happy to grab a drink sometime with you when you get to Denver.

Some folks keep drinking even in bad times.Fixed and Variable Annuities can be fine to park retirement cash, staying with large insurance companies like Prudential and Metropolitan.

I have no idea what Rick is drinking based on your post!

I am a certified alcohol & drug counselr for 2 years now.

It would be awesome to meet up sometime for a drink.

I always advise owners and managers to consult with an attorney who specializes in premises liability and landlord-tenant law.If you keep the tub, you should have specific clauses written into the rental agreement as an addendum.You absolutely must provide the tenant an owner's manual because the first five or six pages are full of all the legal warnings that keep the tub manufacturer out of lawsuits (Consult a physician before use, Don't consume alcohol, Don't use alone, No unsupervised children, etc.)Bottom line: If it needs work, have it done by a licensed, bonded and insured electrician and/or spa technician.

Let me know if you are ever near Venice and I'll buy you a coffee or drink so I can hear your dream!

(Almost)I was just up in Tacoma today, sitting on the water wishing I was drinking beer.