I refer all lower commission work to a junior agent.

You were not buying a NOTE you were originating A new mortgage and prom note @Wayne Brooks as Wayne illustrated your confused on what gets recorded and what needs to be notarized.. the prom note needs neither notary or recordation. its the mortgage that needs both.and that fact that its not already of record means you made a new loan.. once the new loan came to light to the Senior lender I am sure there docs preclude any junior encumbrances or mortgages.

I have called multiple companies and most either don't do junior loans for such a small amount or want to be in the first lien position.Any help is greatly appreciated!

For me, it is the famous quote by Eric Thomas that has sent chills throughout my bones ever since I heard it for the first time during my junior year of high school.

They need a junior mortgage to cover the difference between purchase price and the outstanding loan balance. 

Hi everyone, I’m a junior in high school (16) and finance is one of my hobbies.

So long as the Land Contract is recorded, even a mortgage has been found to be junior to it.

I am very interested in multi-generational houses or especially homes that are easily convertible to allow for a junior attached ADU per California's definition.I have searched through literally thousands of house plans and noticed that very few of them have this ability.Has anyone else attempted to do this? 

You would likely be looking at an ADU and a Junior ADU on the property. 

I'm currently a Junior in high school and have recently been investing all my time into learning REI.