When buying a property I really do not care who the seller is. 

So sellers are not making contributions here anymore?

If you don't have a spectacular view or waterfront, get in line with all of the other sellers. 

They aren't because 99% of the home buyers and sellers need an agent to avoid costly mistakes. 

Scan those lists in the markets that interest you and look to see who the buyers and sellers are.

@Otis Clayton You say "I am at the point that I want a partner with some cash and credit to refi the deals I get from marketing and talking to sellers"Based on that you are looking for someone who has cash and credit, wants to invest/benefit from real estate but does not have time to find deals.Look for someone like that, be clear on their role and your role.

Very few allow any subordinate financing below their note but I do have ONE that allows 90% CLTV (they loan 75% and allow you to secure a 15% seller carryback as long as you come in with 10%). 

Part of what you are describing is traditional seller finance.

Isn't that a great thing for the seller? 

We are already seeing an increase in defaulted loans this quarter and sellers being a lot more reasonable on pricing.