When we look physically at structures around American cities it seems obvious that more lost speculating on just cash flow.

North Lawndale - once heavily Jewish, now populated by mostly an African-American demographic.

LolRemmington financial was the mother of this .. great American greed espisode.. really shows how the pump and dump due diligence scam lenders work in real time.. worth watching. 

This one is by Data Tree/First American. 

I know most banks are FDIC insured, but who knows how that whole process would go if it becomes necessary.Therefore, when these guys are saying they have cash ready, do they mean actual physical US dollars, cash in banks (like most Americans), or some other form of asset?

If any Americans with knowledge on this subject have information to share that would be greatly appreciated as well.

its much like the Nigeran Prince scams that have been going on for decades.. we still all get those e mails.. but some must fall for it.Its just these scams have invaded our real estate space.However if your an American Greed fan.. watch the episode on Remmington Financial  these guys were the king of pump and dump due diligence lenders.. 

I paid cash for my own little $15,000 dollar piece of the American dream.

The barriers to entry for success (even out side of real estate) are minimal for people with a dream, which literally echoes the "American Dream" of the former eras. 

@Robert KentosI would go with a commercial loan obviously. 1st colonial community bank and American Heritage Federal Credit Union we’re both good.