Yale is great for student housing, traveling clinicians, and other cash flow ideas- not the fastest appreciation in the world, but getting better and the Yale impact as a behemoth "institution" isn't going anywhere :) 

This could be through finding ways to increase the rent on your existing properties, taking on additional work, or finding other income streams.Reducing your current debt levels can also improve your DTI ratio.Improve Your Credit Score.Look into various financial institutions, including community banks, credit unions, and online lenders, which may have different criteria or offer programs for investors.Since portfolio lenders retain their loans in their own portfolios rather than selling them on the secondary market, they are able to provide greater flexibility.

How about instituting something for property tax increase control and insurance increase control I guess they’re not interested in those topics.

Hard money lenders, and private institution lender/businesses will only loan 70% of arv including the rehab cost, with experience. 

@Jennifer Botello,Check out Urban Land Institute - ULI.

However, not all financial institutions/401k plans offer this, it is usually about 50% of the total asset value, and there may be a fee.

There is no institutional lender in the transaction though.

AND you must maintain adequate reserves to take care of the disasters that may happen.So my advice- build your equity.There plenty of other opportunities elsewhere, my clients are involved in institutional grade properties across the country.

I’ve summarized below to keep this article short(er):Fannie Mae - + 2.4% (down from 2.8%)Freddie Mac - + 3.2% (no change)Goldman Sachs - +5.5% (up from 5%)All institutions are seeing prices higher in 2024, as one would predict.

One thing to keep in mind is that institutional lenders typically won't allow you to borrow the down payment.