Good ethics and integrity apply to any and all business pro's not just wholesalers.

He who has the gold makes the rules.CREATIVE DEALS:  They are all structured differently AND the only thing that needs to happen is morally, legally, and ethical agreement between both parties by contract. 

This is different than acquiring an investment property with the intention of holding for appreciation and rental income, which does get capital gains treatment, subject to 0%-23.8% federal rates depending on income and circumstances.

Is this ethical / legal for the seller to be the lender on the sale of their own property?

https://www.biggerpockets.com/forums/530/topics/1056436-clearing-up-confusion-on-tax-treatment-of-short-term-rentals

Syndicators, when operating ethically and transparently, serve as facilitators who bring together investors to pool their resources and collectively invest in real estate opportunities that may otherwise be inaccessible to individual investors.

So all in you're looking at 4k to run a biz in an ethical manner.

They will then come out for any other issues like a hornets nest or an infestation that needs treatment at no additional cost.

These are professionals with additional training and a stricter code of ethics.

Now, plenty of agents out there will see this as a way to double their commission, and they will push to make the deal happen, which is not ethical or legal.As an agent, I don't like dual agency, and I would rather get a referral fee by sending the buyer to another agent so that I can do my job of representing the seller, which is what they are paying for.