If this is the case then typically you only have to comply when you make alterations.2.

DSCR loans typically take 21 days to close.

Spreads between conventional loans are typically 100-150 bps of the loan amount.

of those I like next door best because it is hard to fake and the reviews are easily tied to a reviewer in your community.The costs of ADUs vary significantly for various reasons including by ground up vs conversion, difficulty with lot (sloes, access, etc), finishes, and even the size (bigger typically have lower PSF).Good luck

Typically, RS3 permits SFHs and two-flats, by right.

Even with the balloon, this is more typical for owner finance. 

These properties typically do not have rent growth that keeps up with inflation.  

If you don't mind me asking, which loans do you typically use for house hacking? 

Condo's are usually on the cheaper end of cost for appraisal reports, typically not $750 (but if it's a high end condo or in an area with there's some complexity, the fee can reflect that). 

Credit score shouldn't be the primary driver of tenant approval, because if they could qualify for a mortgage they probably wouldn't be renters.