Don't be surprised if you find best rates for one group with different carriers.

Disclose in MLS the cost of flood, fire, hurricane... insurance from three carriers up front.

He runs your property through a minimum of 15 different insurance carriers to find you the best rate.

Instead I would go to a broker; check their feedback etc, a good one will know what carrier is most likely to insure your type of property.

Quickly I want to break down the 3 different types of "Real Estate Risks" through the lends of the carrier and then dive into the one most heavily focused on in this thread as well as this site. 1 Commercial Property- Lessor's Risk Only (LRO)2 Residential Home Owners 3 Habitational*When talking about investment real estate we talk about LRO's or Habitational (Hab Market).  

We can get quotes from several carriers to help you find some cheaper insurance.

There is a lot of price variance from what i've seen with my clients/other policies I've helped review.My best suggestion would be to connect with an insurance broker who could shop multiple carriers for you.hope this helps!

If you have a $60,000 loss, the claim check will probably be in the $30,000 range.The second issue is, some of the Insurance Carriers with better rates do not write ACV only RC.   

I like independent agents as they usually have multiple companies to try your risk with and get a better rate with specialized carriers potentially.

That policy rides on top of your individual policy limits.As far as what company is the cheapest, nobody can answer that because no national carrier is the cheapest in every market.