If there's an angle that I'm not seeing here, I would appreciate it if you could help point it out.

So, if you think you don’t have enough money for a down payment, call a loan officer in your area to see what programs they have.In Florida, they also have a state-wide program which will give you up to $15,000 towards a down payment/closing costs.

Additionally, they do not need to have a balloon. 30 year terms are widely available with both fixed and adjustable rates.

No she is accusing me of not being Christian and for turning off the internet (city wide outage.)Is there something I’m doing wrong or is this a normal horror tenant?

They can also help a wide variety of clients compared to banks who only work with good credit, job, etc.., So the answer should be obvious, one can attract more clients working for a brokerage BUT I don't think It's actually the case. 

The only widely available loan product that requires 0% down is a VA Loan (for military members and veterans), and those are only for a primary residence, and (with limited exceptions), only good for one active loan at a time.When you're talking 0% down, you are talking about creative financing, not conventional lending.

I'll just add that Ohio never had a state-wide eviction moratorium, it has always been jurisdiction by jurisdiction.

But if you go into it with eyes wide open, understanding the rehab needed, and look at it as a learning opportunity, I think you will still come out ahead for the experience.I also think it's great that you're starting out with multi-family properties before moving into a single family yourself down the road.

@Amin Mutal Just remember, ROU as a percentage will vary widely depending on the market and purchase price.

In Austin Texas, there is a wide variety of companies that will fix the foundation.