Opinion seems to vary between using expanding foam, and cutting strips of fiberglass insulation and putting them in there. 

I cut out the middleman.I have started accepting Zelle which is an instant transfer, is free and is supported by all the major banks.

The bank isn't going to cut you a check. 

So here we are a month into them releasing the home to another asset mgr and the receiving asset mgr has yet to see the home in their database.The home has been on auction.com for a yr and they simply tell me to make an offer with the bank...can't do that if I don't have the number and none of the ones I have tried seem to work...or better yet how do I find an agent who deals with chase reo homes so that I can present an offer directly?

This IS NOT  a legal notice, Its purpose is simply to get the occupant to call, so we have contact info.

So, that won’t help.Even if they cut 1-2%, that won’t make up $8,000 on a house of this price.At the end of the day, as an investor, you have to have a walk-away price when you make an offer.

When people forget I cut them from the list.

The house has been on the market for over 170 days and the last price cut was in January. 

@Joseph M. hey, so the situation is this person that sold me the property is an investor that unloaded many properties in the United States a few years ago when she got sick. she is elderly now and needed to unload the properties in Mexico and really wanted to do it asap . we spoke about the deal for months and at the last minute she cut our original price by 1/4. she saw I was committed after I got my dual citizenship and I know she was trying to help me out.  

They do not analyze data night and day and overthink what will happen and when.They simply have a formula they use for buying properties.