Hey there, it's awesome that you've got 20k saved up, but tackling that 155k gap might feel a bit overwhelming.

Smart investors increase earnings, reduce expenses, increase savings, and buy wisely.

The following YouTube links to our business real estate attorneys offer valuable info that'll help you answer all the above questions.

ALL the information sheets also had THAT info on them, in a separate paragraph, and bidders were TOLD that.

All Cash Flow Vehicles High Dividend StocksStock OptionsMortgage NotesReal Estate Debt InvestingLong Term RentalMid Term RentalHigh Yield Savings AccountI had the same amount after I sold off most of my rental properties and paid everything off, now I do all the above. 

Looking to get into my first STR in the next few months out in the Knoxville/Oak Ridge/Gatlinburg area(s)....I understand getting average daily rates, occupany rates, mortgage, saving for maintenance/CapEx.

Keep saving as much as you can.

I would need to know quite a bit more info to help you with any advice;-Current rate?

I do work a full time Job in blue collar and save 3k a month.  

You can obviously save money with your job.