I will record my results in these larger markets and let everyone know.

If you do, is it worth your time and effort to achieve that result or can you do something better with your time and investment?

I have been doing this for the last 6 months with good results...

What were the results?

Sounds to me like you have been talking to conventional mortgage lenders, who can finance up to 4 properties and sell to Fannie/Freddie (some will say you can finance up to 10, but I hear mixed results on this fact) .

I propose a chess match, a thumb war or a game of Connect 4 to the death!

As a result and in addition to their inferior fees and rates, I'll have to get slapped with an appraisal that costs around $570, which is almost 50% over the true market rate.

., you did something that you really should have known better that resulted in damage/injury), a judge could allow damages against you personally.These are the two situations that I can think of where an LLC wouldn't be very helpful, and these may be the situations where your attorney/CPA were thinking you needed more than an LLC.All that said, I couldn't even pretend to be a lawyer, so please don't take anything above as anything but the rambling of a non-professional who believes too much of what he reads on the Internet.

As a result the note buyers, sophisticated or not, are paying more for paper than I am willing to.

Be careful with "exclusively" working with an agent; if the agent turns out to be worthless, you will still have to compensate that agent for that "exclusive" relationship you formed.Offer to be exclusive with that agent for any property that you visit as a result of the agent making a connection to the seller / seller's agent.