Hi Alexander, On a full documentation loan, lenders will allow up to a 95% combined loan to value on a primary residence assuming income is strong enough to support your debt to income ratio and reserve requirements are met. 

I self financed it until I had to take on some loans due to delays and cost overruns (ever heard of such a thing???).

Because of our mortgage conditions, we are going to be moving out of our condo, renting it out, and into one of the 4 units in the new building.My father's conditions for assistance were a loan for down payment, along with funds for renovation work.

You can have no credit if you haven't had anything in your  name credit cards , loans etc.

Want to start building the houses now but looking to get a building loan rather than tie up our own money any suggestions on who is a good lender in the area for a building loan? 

As a mortgage officer, I can assist you in understanding loan products that suit your investment goals, such as conventional loans, FHA loans, or portfolio loans.Property Management for Self-Owned Properties: Leverage your management skills to maintain high occupancy rates and maximize ROI on your investments.I am a loan officer licensed in NC, feel free to reach out if you have any questions or need assistance with financing options.

The partner in question has multiple times the loan amount in his bank accounts/liquid assets.

Seasoning IS 100% for sure an issue for a full doc loan until 12 months.

Hi,I just got under contract on a 4 family house in NJ using an FHA loan.

Owner occupied 5% down conventional loan.