I need help identifying my real options as at this point I only see two: 1) fight it and settle for 5-10 percent increase which is my goal.

We also can offer BPO options but only for experienced investors and only on short term loans (All 30 year loans need a full appraisal)

Our plan is to convert it from a duplex to a single family home, and I'm just wondering what financing options are out there for a project like this. 

I'm looking to find deals that would cash flow better than my current investments and from what I've seen so far Orlando is a good option. 

@John Haelig,From what you've written, I think your first option is to look at 1031ing into a passive investment of some stripe. 

You will find much easier and cheaper financing options and can get into a home with as little as 3% down (and depending on your income, potentially no money down).

I lived in Orlando I liked it, but based on how things been going, Tampa seems like the better option.

Transplant hospitals might be another option. 

For example, if you're looking for homes with basements... the MLS options you're considering may not have any inputted data for the "basement" section because there are no basements in those listings)- could be a convo to have with the agent's broker about how they're approaching the search strategy and that you're not happy with it- How did you "go on the MLS"?

I would say there should be a few options at that loan amount - the most common minimum for DSCR lenders right now probably more like $100k or $125k - I would say only a small portion have as high a min. as $150,000