Another assumption would be that I already have a couple investment properties that are cash flowing well to give me some extra income for future purchases and that I am 24 years old with my whole life ahead of me.

What you do with the money has no impact unfortunately, It's earned income.

Just like the others who replied, I'm curious as to how your CPA reacted when you pointed out the errors.At the end of the day it's about working with whomever you feel the most comfortable and who provides the most value for your hard-earned money.

Another way to look at it is the PM will always have to WORK to earn money.

Let them earn their commission.

Again, a few extra points annually, but many are interest only for 12-24 months while you stabilize and lease-up the property, season, and refi on to permanent commercial financing.

Interest only payments for the 6 months (no payments come off the principal) This may give you an opportunity to make extra money on the deal and give me an opportunity to close on my current deal the bank is working on, also holding cash back for my current remodel.

My general kit can cover everything, but there are extra tools in the other kits that I don't like to carry for day-to-day.3.

The extra cost is due to residing the whole house. 

Thanks for sharing what sounds like hard earned wisdom.