Oftentimes, your lender will have certain requirements they need each property to meet to ensure that they can finance the deal (it is the worst to get an ineligible deal under contract).

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Having that consultancy could be huge, I would look at a SBA loan from a local lender or who you bank with or a credit union.You could start this overseas but most likely you would need to sign docs in the USA.

Mortgage occupancy fraud is at an all-time high right now and lenders are watching this like a hawk.

I suggest using BiggerPockets' "Find a Lender" tool to find a reputable hard money lender. 

I am also a lender if you are ready to start that portion of the process. 

They are working on a refinance of a private loan I am the lender on and I am just looking to see if they are the real deal or not.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

This is based on a few dozen private lender programs that I utilize for my clients.o Rate buydown ratio: Current norm is a 4:1 ratio, or 1% fee for 0.25% off of rate.

I recently had it privately appraised at $159K.