or worse yet, you may have allowed a criminal to scope out your progress, so they know what goodies are available to steal.

Funds in your account from more than 90 days, three months statements can be sufficient to show funds available for a purchase.If both of you are to occupy the residence you can rely on your credit for the most part, unless the other party is barred from a loan due to bankruptcy or in some cases a criminal record, but if it's just poor credit they may go on title but not the note, this is with them in residence.State laws as to homestead exemptions, being in title may be a concern trying to do it commercially or with non-owner occupants on title or on the loan.It would really be best just to visit your lender, you might consider FHA.

@Kevin Perk , we left our prior screening because it was only credit, and the new one is nationwide criminal plus credit for a lower price.

Further, depending on your state, laws may make it illegal to discriminate based on sexual orientation, source of income, citizenship, criminal history, and so on.

That's the Unauthorized Practice of Law - a criminal violation in every jurisdiction. 

The Prosecuting Attorney for Pulaski County issued a press release indicating that his office will not enforce the new criminal eviction statute and will not issue the 10 day Notices to Vacate.  

Meanwhile the landlord down the street that was able to order his own credit, criminal, and eviction reports on the spot swoops up all the good tenants.  

If it is a reasonable rent, I would have the guy stay, as long as he passed the background (criminal/credit/eviction) check.  

Reasons include bad credit score, history of the eviction, sex offender, criminal background, etc. sometimes they are actually in the process of getting evicted.2.

Also speak to the banks involved in those deals.One last and often overlooked but super important step is to conduct criminal background check as well as run the credit report.