You will need an umbrella to cover most anything you do.

I have 3 Rentals that are all housed in their own seperate LLC's.I would like to get a Umbrella Policy as well.Spoke with a couple Insurance Agents and finding it difficult to find a carrier to provide an umbrella that covers me personally due to houses sitting inside LLC (Mixed use).   

I have State Farm for 2 STR properties, my home, auto, life and an umbrella policy.

Would I be better off just having an umbrella insurance policy instead of LLCs?

I also wonder if it's worth trying to do a deed subject to the mortgage in order to get the personal property under the LLC umbrella?  

And make sure you have adequate Umbrella Insurance.You can hit me up with questions  

I plan to have good insurance coverage with umbrella to cover all my properties.

$1M liability on your property and a $1M umbrella.

I will obviously have the "normal" insurances such as property/flood and I want to get umbrella.

Todd,That is a question that has been asked many times, and if you do a search on the site, i'm sure you will get a lot of different answers. there are many different directions that you can go, some will say to keep it in your personal name but have real good insurance with an umbrella policy. some will say hold the properties in a land trust or self directed IRA. as far as LLC's some will say have one llc that holds a couple of properties is fine and it all depends on your situation, the State you are investing in and the protection you feel comfortable with.