Short term rental insurance

[Jessica Su]

I am new to this short-term and vacation rental. I have had my rental rented for few years on one year lease, recently trying to change it to furnished short-term, vacation home rental on airbnb. How is the working with the insurance company? I have landlord insurance on the house right now. Do I need call the insurance company to change to a different policy? How did you guys work it out? Thanks for any advice. 

[Sean Walton]

I found that when I told State Farm I wanted to switch from a homeowner policy to a landlord policy they wanted to see a signed 1yr lease. My friend who does Airbnb was somehow able to get around this but they wouldn't budge for me. Through a BP member's recommendation I went with CBIZ. The whole process was easy to do online and over the phone and it wasn't that much more than my homeowner policy. Thankfully I haven't made any claims yet so not sure how they are on that.